Complete NEGOTIABLE INSTRUMENTS ACT, 1881 with list of Chapters and Sections

• CHAPTER I PRELIMINARY
  • Section 1 Short title.
  • Section 2 Repeal of enactments.
  • Section 3 Interpretation clause.
• CHAPTER II OF NOTES, BILLS AND CHEQUES
  • Section 4 "Promissory note".
  • Section 5 "Bill of exchange".
  • Section 6 "Cheque".
  • Section 7 "Drawer", "Drawee".
  • Section 8 "Holder".
  • Section 9 "Holder in due course".
  • Section 10 "Payment in due course".
• CHAPTER I PRELIMINARY
  • Section 11 "Inland instrument ".
• CHAPTER II OF NOTES, BILLS AND CHEQUES
  • Section 12 "Foreign instrument".
  • Section 13 "Negotiable instrument".
  • Section 14 Negotiation
  • Section 15 Indorsement.
  • Section 16 Indorsement "in blank" and "in full".
  • Section 17 Ambiguous instruments.
  • Section 18 Where amount is stated differently in figures and words.
  • Section 19 Instruments payable on demand.
  • Section 20 Inchoate stamped instruments.
  • Section 21 "At sight", "On presentment", "After sight".
  • Section 22 "Maturity".
  • Section 23 Calculating maturity of bill or note payable so many months after date or sight.
  • Section 24 Calculating maturity of bill or note payable so many days after date or sight.
  • Section 25 When day of maturity is a holiday.
• CHAPTER III PARTIES TO NOTES, BILLS AND CHEQUES
  • Section 26 Capacity to make, etc., the promissory notes, etc.
  • Section 27 Agency.
  • Section 28 Liability of agent signing.
  • Section 29 Liability of legal representative signing.
  • Section 30 Liability of drawer.
  • Section 31 Liability of drawee of cheque.
  • Section 32 Liability of maker of note and acceptor of bill.
  • Section 33 Only drawee can be acceptor except in need or for honour.
  • Section 34 Acceptance by several drawees not partners.
  • Section 35 Liability of indorser.
  • Section 36 Liability of prior parties to holder in due course.
  • Section 37 Maker, drawer and acceptor principals.
  • Section 38 Prior party a principal in respect of each subsequent party.
  • Section 39 Suretyship.
  • Section 40 Discharge of indorser's liability.
  • Section 41 Acceptor bound, although, indorsement forged.
  • Section 42 Acceptance of bill drawn in fictitious name.
  • Section 43 Negotiable instrument made, etc., without consideration.
  • Section 44 Partial absence or failure of money-consideration.
  • Section 45 Partial failure of consideration not consisting of money.
  • Section 45A Holder's right to duplicate of lost bill.
• CHAPTER IV OF NEGOTIATION
  • Section 46 Delivery
  • Section 47 Negotiation by delivery.
  • Section 48 Negotiation by indorsement.
  • Section 49 Conversion of indorsement in blank into indorsement in full.
  • Section 50 Effect of indorsement.
  • Section 51 Who may negotiate.
  • Section 52 Indorser who excludes his own liability or makes it conditional.
  • Section 53 Holder deriving title from holder in due course.
  • Section 54 Instrument indorsed in blank.
  • Section 55 Conversion of indorsement in blank into indorsement in full.
  • Section 56 Indorsement for part of sum due.
  • Section 57 Legal representative cannot by delivery only negotiate instrument indorsed by deceased.
  • Section 58 Instrument obtained by unlawful means or for unlawful consideration.
  • Section 59 Instrument acquired after dishonour or when overdue.
  • Section 60 Instrument negotiable till payment or satisfaction.
• CHAPTER V OF PRESENTMENT
  • Section 61 Presentment for acceptance.
  • Section 62 Presentment of promissory note for sight.
  • Section 63 Drawee's time for deliberation.
  • Section 64 Presentment for payment.
  • Section 65 Hours for presentment.
  • Section 66 Presentment for payment of instrument payable after date or sight.
  • Section 67 Presentment for payment of promissory note payable by instalments.
  • Section 68 Presentment for payment of instrument payable at specified place and not elsewhere.
  • Section 69 Instrument payable at specified place.
  • Section 70 Presentment where no exclusive place specified.
  • Section 71 Presentment when maker, etc., has no known place of business or residence.
  • Section 72 Presentment of cheque to charge drawer.
  • Section 73 Presentment of cheque to charge any other person.
  • Section 74 Presentment of instrument payable on demand.
  • Section 75 Presentment by or to agent, representative of deceased, or assignee of insolvent.
  • Section 75A Excuse for delay in presentment for acceptance or payment.
  • Section 76 When presentment unnecessary.
  • Section 77 Liability of banker for negligently dealing with bill presented for payment.
• CHAPTER VI OF PAYMENT AND INTEREST
  • Section 78 To whom payment should be made.
  • Section 79 Interest when rate specified.
  • Section 80 Interest when no rate specified.
  • Section 81 Delivery of instrument on payment, or indemnity in case of loss.
• CHAPTER VII OF DISCHARGE FROM LIABILITY ON NOTES, BILLS AND CHEQUES
  • Section 82 Discharge from liability.
  • Section 83 Discharge by allowing drawee more than forty-eight hours to accept.
  • Section 84 When cheque not duly presented and drawer damaged thereby.
  • Section 85 Cheque payable to order.
  • Section 85A Drafts drawn by one branch of a bank on another payable to order.
  • Section 86 Parties not consenting discharged by qualified or limited acceptance.
  • Section 87 Effect of material alteration.
  • Section 88 Acceptor or indorser bound notwithstanding previous alteration.
  • Section 89 Payment of instrument on which alteration is not apparent.
  • Section 90 Extinguishment of rights of action on bill in acceptor's hands.
• CHAPTER VIII OF NOTICE OF DISHONOUR
  • Section 91 Dishonour by non-acceptance.
  • Section 92 Dishonour by non-payment.
  • Section 93 By and to whom notice should be given.
  • Section 94 Mode in which notice may be given.
  • Section 95 Party receiving must transmit notice of dishonour.
  • Section 96 Agent for presentment.
  • Section 97 When party to whom notice given is dead.
  • Section 98 When notice of dishonour is unnecessary.
• CHAPTER IX OF NOTING AND PROTEST
  • Section 99 Noting.
  • Section 100 Protest.
  • Section 101 Contents of protest.
  • Section 102 Notice of protest
  • Section 103 Protest for non-payment after dishonour by non-acceptance.
  • Section 104 Protest of foreign bills.
  • Section 104A When noting equivalent to protest.
• CHAPTER X OF REASONABLE TIME
  • Section 105 Reasonable time.
  • Section 106 Reasonable time of giving notice of dishonour.
  • Section 107 Reasonable time for transmitting such notice.
• CHAPTER XI OF ACCEPTANCE AND PAYMENT FOR HONOUR AND REFERENCE IN CASE OF NEED
  • Section 108 Acceptance for honour.
  • Section 109 How acceptance for honour must be made.
• CHAPTER X OF REASONABLE TIME
  • Section 110 Acceptance not specifying for whose honour it is made.
• CHAPTER XI OF ACCEPTANCE AND PAYMENT FOR HONOUR AND REFERENCE IN CASE OF NEED
  • Section 111 Liability of acceptor for honour.
  • Section 112 When acceptor for honour may be charged.
  • Section 113 Payment for honour.
  • Section 114 Right of payer for honour.
  • Section 115 Drawee in case of need.
  • Section 116 Acceptance and payment without protest.
• CHAPTER XII OF COMPENSATION
  • Section 117 Rules as to compensation.
• CHAPTER XIII SPECIAL RULES OF EVIDENCE
  • Section 118 Presumptions as to negotiable instruments.
  • Section 119 Presumption on proof of protest.
  • Section 120 Estoppel against denying original validity of instrument.
  • Section 121 Estoppel against denying capacity of payee to indorse.
  • Section 122 Estoppel against denying signature or capacity of prior party.
• CHAPTER XIV OF CROSSED CHEQUES
  • Section 123 Cheque crossed generally.
  • Section 124 Cheque crossed specially.
  • Section 125 Crossing after issue.
  • Section 126 Payment of cheque crossed generally.
  • Section 127 Payment of cheque crossed specially more than once.
  • Section 128 Payment in due course of crossed cheque.
  • Section 129 Payment of crossed cheque out of due course.
  • Section 130 Cheque bearing "not negotiable".
  • Section 131 Non-liability of banker receiving payment of cheque.
  • Section 131A Application of Chapter to drafts.
• CHAPTER XV OF BILLS IN SETS
  • Section 132 Set of bills
  • Section 133 Holder of first acquired part entitled to all.
• CHAPTER XVI OF INTERNATIONAL LAW
  • Section 134 Law governing liability of maker, acceptor or indorser of foreign instrument.
  • Section 135 Law of place of payment governs dishonour.
  • Section 136 Instrument made, etc., out of India, but in accordance with the law of India.
• CHAPTER XV OF BILLS IN SETS
  • Section 137 Presumption as to foreign law.
• CHAPTER XVII OF PENALTIES IN CASE OF DISHONOUR OF CERTAIN CHEQUES FOR INSUFFICIENCY OF FUNDS IN THE ACCOUNTS
  • Section 138 Dishonour of cheque for insufficiency, etc., of funds in the account.
  • Section 139 Presumption in favour of holder.
  • Section 140 Defence which may not be allowed in any prosecution under section 138.
  • Section 141 Offences by companies.
  • Section 142 Cognizance of offences.
  • Section 143 Power of Court to try cases summarily.
  • Section 144 Mode of service of summons.
  • Section 145 Evidence on affidavit.
  • Section 146 Bank's slip prima facie evidence of certain facts.
  • Section 147 Offences to be compoundable.