Section 12 3 [Employer not to reduce wages, etc. of Employees Provident Funds And Miscellaneous Provisions Act, 1952

 [Employer not to reduce wages, etc.

12. No employer in relation to   [an establishment] to which any Scheme   [or the Insurance Scheme] applies shall, by reason only of his liability for the payment of any contribution to the Fund  [or the Insurance Fund] or any charges under this Act or the Scheme  [or the Insurance Scheme], reduce, whether directly or indirectly, the wages of any employee to whom the Scheme  [or the Insurance Scheme] applies or the total quantum of benefits in the nature of old age pension, gratuity  [,provident fund or life insurance] to which the employee is entitled under the terms of his employment, express or implied.]